Shared Ownership Mortgages
Buy your first home with a Shared Ownership mortgage
If you’re looking for a Shared Ownership mortgage, sometimes referred to as a part-buy part-rent or co-ownership mortgage, you can contact our exclusive mortgage broker Censeo Financial. We also offer a range of guides and tools to help you understand what you can afford, and our easy to use mortgage comparison tool searches a range of Shared Ownership mortgages from across the market.
Mortgage calculator
A free, interactive tool to help you calculate if the Shared Ownership mortgage you want is affordable.
Compare mortgages
A free, interactive tool which can be used to search for mortgages that meet your needs in real-time.
Check your affordability
Get your free initial affordability assessment to see what you can afford.
Why use a mortgage broker?
Discover the role of a mortgage broker when buying a Shared Ownership home
Share to Buy’s mortgage broker partner
For over 15 years, Censeo Financial has been providing an award-winning customer experience to affordable housing providers and property purchasers. Censeo were set up as a mortgage provider specialising in delivering mortgage advice to first time buyers and have since become a recognisable and trusted brand helping thousands of people to buy their first home.
Mortgage Guide
An outline of the types of mortgages that are available and which is best suited to you.
Paperwork for Mortgage Applications
Documentation required by lenders when applying for a mortgage.
Lifetime & Help to Buy ISAs
Find out how a Lifetime ISA or Help to Buy ISA could help boost your deposit savings.
Agreement in Principle
Outlines the Agreement in Principle is, why you need it and how to obtain one when applying for a mortgage.
Valuations
Discusses Shared Ownership valuations, what the process includes and the job of a chartered surveyor.
Remortgages
Offers information about remortgaging, including how to find a mortgage deal and the application process.
Mortgage Blogs & Guides
A collection of blogs from Censeo Financial, discussing affordability, sustainability, finances and the mortgage process.Share to Buy is a one stop shop for affordable homes. On our website, you can search for properties, compare mortgages, and find out all you need to know about alternative home-buying schemes using our FAQs and guides.
Search our Guides and FAQs
Can I afford a Shared Ownership mortgage?
arrow_downwardOur quick to use Shared Ownership Affordability Calculator can give you an indicative idea of the size of Shared Ownership mortgage which is affordable to you.
How can I find a Shared Ownership mortgage?
arrow_downwardOur easy to use Shared Ownership mortgages comparison tool enables you to search across the mortgage market for a Shared Ownership mortgage affordable to you. When you are ready to proceed, speak to a specialist Shared Ownership mortgage broker.
Can you help with remortgages and staircasing?
arrow_downwardYes. If you already own a Shared Ownership home and wish to buy more shares, including up to 100% staircasing, we would love to help. Again, staircasing is an area where have huge experience of helping customers remortgage and buy more shares. Get started by visiting our Staircasing Calculator.