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Buyer tools

Search nationwide to find your space

Find the home-buying resources you need

Access free tools and resources

Share to Buy’s mission is to make homeownership accessible to every budding buyer through affordable housing options, tailored products and support resources.

We offer free tools, resources and educational content to help you find your way home. So, whether you’re looking to learn about housing schemes, want to work out how much you afford to borrow on a mortgage, or are looking to staircase in a Shared Ownership home, we’ve got you covered.

Guides and FAQs

Ready to start out on your home-buying journey? We’re here to point you in the right direction. Whether you’re just beginning to explore your options or ready to take the next step, our educational guides and expert FAQs can help you on your way.

Expert guides

Access articles about buying and rental schemes, and the important financial and legal processes of buying a home.

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Buyer FAQs

Our FAQ section is designed to provide clear, straightforward answers to your home-buying questions.

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Check your affordability

Affordability calculators

We have two affordability calculators designed to help you understand how much you may be able to borrow for a mortgage.

Mortgage comparison

This tool is to help you search for a Shared Ownership mortgage to meet your affordability needs.

Staircasing calculator

Our Shared Ownership staircasing calculator can be used to find out if you are likely to have enough equity in your home to purchase an increased share.

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Follow the path to homeownership

Share to Buy is the country’s leading property portal dedicated to affordable homeownership and buying schemes. Our goal is to inspire, guide and empower budding buyers facing challenges in today’s housing market.

1

Research your options

Housing options made clear. Use our resources to learn about different home-buying and rental schemes, and work out which might be right for you.

Access our guides
2

Check your affordability

Mortgages made manageable. Use our affordability calculator to work out how much you may be able to borrow to buy a home.

How much can you borrow
3

Find your new home

It’s time to find your space. Head to our free property search tool and use filters to find your new home.

Search for homes
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Learn about your housing options

Learn about the different home-buying and rental schemes offered on Share to Buy, including Shared Ownership, Deposit Unlock, Rent to Buy and more.

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First time buyer FAQs

Find your way home. If you’re interested in first time buyer homes, affordable housing schemes or affordable rental options, learn more on Share to Buy.

Should I get an Agreement in Principle before viewing properties?

It is not essential to get a mortgage in principle before viewing a home, but it does make sense to do so! An Agreement in Principle (or Decision in Principle) checks affordability but the really important part of the AIP is the credit score. If there is anything in your financial past that could stop you from being able to buy, you would want to know before being accepted for a home, only to find that you can’t actually buy it.

Contact a specialist mortgage broker

Do first time buyers have to pay Stamp Duty?

Do I need to use a mortgage broker?

What is Shared Ownership?

What is Deposit Unlock?

What is Rent to Buy?

Is Help to Buy still available?

Can I advertise my home on Share to Buy?

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£97,500 2

Bromley · Shared Ownership Resale

Share percentage 30%, full price £325,000

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£147,500 2

Wealden · Shared Ownership Resale

Share percentage 50%, full price £295,000

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£125,000 2

Brighton and Hove · Shared Ownership New Build

Share percentage 25%, full price £500,000

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£260,000 2

Surrey Heath · Shared Ownership Resale

Share percentage 80%, full price £325,000

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£20,500 2

Cheshire East · Shared Ownership New Build

Share percentage 10%, full price £205,000

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£65,000 3

Stafford · Shared Ownership New Build

Share percentage 25%, full price £260,000

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£63,125 2

Bexley · Shared Ownership New Build

Share percentage 25%, full price £252,500

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£85,000 2

Bexley · Shared Ownership New Build

Share percentage 25%, full price £340,000

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£140,000 3

Wolverhampton · Shared Ownership New Build

Share percentage 50%, full price £280,000