Share to Buy Mortgage Affordability Calculators

We have two Mortgage Affordability Calculators designed to help you understand how much you may be able to borrow for a mortgage.

  • Looking to buy a Shared Ownership home? Use the Share to Buy Shared Ownership Mortgage Affordability Calculator (it will help if you already know the rent and service charge payable on the property you wish to purchase).
  • Looking to buy a home via another buying scheme? Use the Share to Buy General Mortgage Affordability Calculator if you are hoping to purchase a non-Shared Ownership property or just want a general idea of your affordability.

Please note, these calculators are for research purposes and should be used to get an indicative amount you may be able to borrow only. To determine the actual figure you can afford we suggest speaking to a specialist mortgage broker.

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Disclaimer

*The Share to Buy affordability calculator is based on the results obtained from a range of mortgage lenders own calculators and it therefore indicative and should be used for guidance only.

Due to the variation in lenders calculators and credit scoring a result showing a mortgage loan is affordable does not mean that you will necessarily be able to obtain a mortgage of the amount indicated as affordable.

Share to Buy are not financial advisors, and this tool is to be used for research purposes only. Speak to a specialist mortgage broker to discuss your finances.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS OF YOUR MORTGAGE.