A new pathway home with Share to Buy
|

4 bedroom house for sale

Available

Whalley Road, Clayton-le-Moors, BB5 5HE

£94,000 · Shared Ownership New Build

Share percentage 40%, full price £235,000, £4,700 Min Deposit.

Available
4 bedrooms
1 Bathroom
Private Garden
Parking
£94,000 Shared Ownership New Build · Eligibility Eligibility

Share percentage 40%, full price £235,000, £4,700 Min Deposit.

Monthly Cost: £860
Rent £323, Service charge £13, Mortgage £524*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

£
Eligibility

You may be eligible for this property if:

  • You have a gross household income of no more than £80,000 per annum.
  • You are unable to purchase a suitable home to meet your housing needs on the open market.
  • You do not already own a home or you will have sold your current home before you purchase or rent.
Summary

THE DOWLEY | 4-bedroom semi-detached three-storey house

Description

About the property

The striking Dowley is a three-storey home offering plenty of space for all the family.

Off the hallway is a contemporary kitchen-diner. This leads through, past the handy WC, to a light-filled family room complete with French doors out to the garden.

The ground floor also features an under-stairs storage/utility cupboard.

On the first floor you'll find the main lounge, a modern family bathroom, and a large double bedroom. Up the stairs on the top floor is a master bedroom with handy storage, as well as two further generously sized bedrooms.

Overall floor area
107m2

Ground floor dimensions
Kitchen/Dining - 4.03m* x 3.19m*
Family Room - 3.08m* x 4.18m*

First floor dimensions
Lounge - 3.10m* x 4.18m*
Bedroom Two - 2.85m x 4.18m
Bathroom - 2.20m x 2.03m

Second floor dimensions
Bedroom One - 3.46m* x 4.18m*
Bedroom Three - 3.89m* x 2.03m*
Bedroom Four - 2.85m x 2.06m

*Maximum room dimensions

Buy with Shared Ownership

Shared Ownership is another way to buy your own home. You buy a percentage (between 40% and 75%) and pay rent on the rest. Onward Living owns part of it - but you're living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It's a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Disclaimer: While we endeavour to make our property descriptions, images and floorplans accurate and reliable, they are only a general guide to the property and may be subject to change. Prices TBC. Eligibility requirements apply. For more information, please speak to our sales team.

Key Features
  • Three-storey living
  • Fully-fitted contemporary Richmond kitchen
  • Spacious family room complete with French doors
  • Modern family bathroom - Lecico white sanitaryware
  • Johnson ceramic wall tiles
  • Polyflor vinyl flooring to kitchen and bathroom
  • Turfed garden
  • Tarmac drive
  • EV charging points
  • 10-year LABC building warranty
Particulars

Tenure: Leasehold
Lease Length: 990 years
Council Tax Band: Not specified

Property Downloads
Key Information Document Brochure Price List
Map
Accrington (1.39 miles) Huncoat (1.42 miles) Church & Oswaldtwistle (1.57 miles)
Material Information

Total rooms:

Furnished: Enquire with provider

Washing Machine: Enquire with provider

Dishwasher: Enquire with provider

Fridge/Freezer: Enquire with provider

Parking: Yes

Outside Space/Garden: n/a - Private Garden

Year property was built: Enquire with provider

Unit size: Enquire with provider

Accessible measures: Enquire with provider

Heating: Enquire with provider

Sewerage: Enquire with provider

Water: Enquire with provider

Electricity: Enquire with provider

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

Read More Read Less
  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£94,000
Shared Ownership New Build
Estimated Monthly Cost:£860
Rent £323
Service Charge £13
Mortgage £524

Share percentage 40%, full price £235,000, £4,700 Min Deposit. Calculated using a representative rate of 5.03%


Development banner
Development
View development
Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.