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1 bedroom apartment for sale

Available

Shamrock House, 23 Bardsley Lane, SE10 9GH

£126,000 · Shared Ownership Resale

Share percentage 30%, full price £420,000, £12,600 Min Deposit.

Available
1 bedroom
£126,000 Shared Ownership Resale · Eligibility Eligibility

Share percentage 30%, full price £420,000, £12,600 Min Deposit.

Monthly Cost: £1,689
Rent £866, Service charge £184, Mortgage £639*

Calculated using a representative rate of 4.64%

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Eligibility
You may be eligible for this property if: You are at least 18 years old, Your annual household income is less than £90,000, You are unable to purchase a suitable home to meet your housing needs on the open market, You do not already own a property or you are in the process of selling your property.
Summary

A fantastic 1-bedroom apartment with private balcony available now in Greenwich

Description
Property reference number: 1639084
 
Shamrock House is a 1-bedroom, second floor apartment with balcony in a three storey apartment block of similar flats in Greenwich. The property has an approximate size of 59 sq. meters.

There are excellent transport links with the Cutty Sark DLR Station less than a minute walk away and Greenwich Train Station a five minute walk away.

A great selection of amenities are located within a 5 minute walk. A range of shops, fine bars and restaurants are located within close proximity of the property. For leisure, Greenwich Park is in walking distance.

  • Nearest Station: Cutty Sark DLR station and Greenwich Rail Station
Key features 
 
Private balcony
Open plan kitchen
Integrated kitchen appliances
 
What happens after I register my interest?
 
You will receive an email confirmation that will confirm next steps including how to book a viewing, completing a financial assessment with a mortgage advisor and completing a Shared Ownership Application Form.
 
If you don’t receive this email within an hour of your registration, please check your spam or junk folders and set your spam filter to allow incoming emails from Peabody. If you still haven’t received the email, please contact enquiries@peabodynewhomes.co.uk  and our team will be able to help you.
 
What is Resale Shared Ownership?
 
Through Shared Ownership you can buy up to 75% of the property, paying a low-cost rent on the remaining unpurchased 'share' of the home. What's more, your mortgage deposit is based on the value of the share you buy, not the full market value, making these homes even more affordable than buying through private sale. With resale properties, you must purchase your first share at the percentage the existing leaseholder owns or more. 
 
Financial information

Tenure: Leasehold
Remaining lease term: 112 years
Annual ground rent amount: £0
Ground rent review period: No ground rent to pay until final staircasing.
Annual service charge amount: £4,579.44
Service charge review period: Annually
Council tax band: E
 
*Financial information correct as of 26.03.2024
Particulars

Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: D

Map
Cutty Sark for Maritime Greenwich (0.07 miles) Greenwich (0.29 miles) Island Gardens (0.47 miles)
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Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£126,000
Shared Ownership Resale
Estimated Monthly Cost:£1,689
Rent £866
Service Charge £184
Mortgage £639

Share percentage 30%, full price £420,000, £12,600 Min Deposit. Calculated using a representative rate of 4.64%

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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.