2 bedroom apartment for sale
Victory House, KT19 8GF
Share percentage 50%, full price £340,000, £17,000 Min Deposit.
Share percentage 50%, full price £340,000, £17,000 Min Deposit.
Monthly Cost: £1,481
Rent £453,
Service charge £165,
Mortgage £863*
Calculated using a representative rate of 4.64%
Calculate estimated monthly costs
Summary
Allocated Parking - Communal Gardens - Pets Allowed
Description
Shared Ownership
Full Market Value: £340,000
Share Value (50%): £170,000
Monthly Rent: £453.19
Service Charge: £165.20
Council Tax Band: C
125 year lease commenced January 2007 - 107 years remaining
EWS1 - New guidance, from the Royal Institute of Chartered Surveyors (RICS), means that lenders should no longer require an EWS1 form for this property. However, we cannot guarantee that all Mortgage lenders, brokers and valuers are utilising the same criteria.
L&Q welcomes you to view this two bedroom, ground floor apartment.
Thisground floor apartment consistsof amodern kitchen and living area, with lots of natural light. The kitchen is fitted with matt grey wall and base units, with a grey worktop. The kitchen also benefits from integrated appliances including an oven, hob, and extractor fan. Two double bedrooms, main bedroom benefiting from built in wardrobes. The bathroom comes complete with a white three-piece suite with a shower over bath and a grey tile surround. Additional double storage cupboards in hallway. One allocated parking space.
For a spot of shopping Epsom Town Centre is within 0.8 miles, offering a variety of high street shops, cafes, restaurants and bars. For your weekly food shop Tesco, Waitrose and Sainsbury's are all within a short drive. If you like to keep fit, David Lloyd is within0.2miles and for leisure activities, Horton Park Country Golf Club is within0.3 miles. Epsom Train Station is within0.8 miles, with scheduled journey times to Horsham within 36 minutes and London Victoria within 38 minutes. Ewell West Train Station is within 1mile, with scheduledjourney times to Dorking within 19 minutesand London Waterloo within 32 minutes.There are also local Bus links toEpsom, Kingston and Suttonand road Links via the A3 and M25.
The buyer will require a deposit to obtain a mortgage for this property.
To meet the requirements for this property we require as a guideline, a minimum household income of £55,576. If you are offered the property, your ability to afford this property will be assessed at your financial interview. Please note that applicants should purchase the maximum share that they can afford and sustain.
Only applicants who are registered with London and Quadrant will be eligible to be offered a property in one of our schemes. If you are not registered please visit our website www.lqhomes.comand register to obtain your unique reference number.
Your home is at risk if you fail to keep up repayments on a mortgage, rent or other loan secured on it. Please make sure you can afford the repayments before you take out a mortgage.
These particulars are of opinion only, are intended to give a fair description and do not form the basis of a contract. The descriptions and all other information are believed to be correct as of June 2024.
Key Features
- Allocated parking space
- Additional storage cupboards to hallway
- Pets allowed
- Communal gardens
- A short walk away from Hobbledown Adventure Park & Zoo
- Approx 1.7 miles away from Epsom Train Station
Particulars
Tenure: Leasehold
Lease Length: 107 years
Council Tax Band: C
Property Downloads
Key Information Document Floor Plan Energy CertificateVirtual Tour
Map
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 50%, full price £340,000, £17,000 Min Deposit. Calculated using a representative rate of 4.64%
