3 bedroom house for sale

Available

Kingfisher Drive, Wesham, Preston, PR4 3FF

£55,000 · Shared Ownership Resale

Share percentage 25%, full price £220,000, £5,500 Min Deposit.

Available
3 bedrooms
2 Bathrooms
Private Garden
Pets allowed
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£55,000 Shared Ownership Resale

Share percentage 25%, full price £220,000, £5,500 Min Deposit.

Monthly Cost: £743
Rent £415, Service charge £49, Mortgage £279*

Calculated using a representative rate of 4.64%

Calculate estimated monthly costs

£
Summary

A Fantastic Opportunity to Purchase a Three Bedroom House on a Shared Ownership Basis

Description

A great chance to buy a spacious, shared-ownership family home. The beautifully-presented, semi-detached property has an attractive kitchen with integrated fridge/freezer, an under-stairs cloakroom and a reception with well-defined dining area. Patio doors open onto a paved rear garden. On the first floor is a generously-sized main bedroom, two further double bedrooms and a stylish, high-spec bathroom. Well insulated walls, roof and floor, high performance glazing and a modern gas central heating system all contribute towards a very good energy-efficiency rating. A driveway at the side of the house provides off-street parking space for two cars. The coast is around ten miles to the west, Preston city centre a similar distance east. The nearby roads also allow easy access to the M55 which, in turn, connects to the M6. Ofsted list four primary schools rated either 'Good' or 'Outstanding' within a mile radius.

SHARED OWNERSHIP (Advertised price represents 25% share. Full market value £220,000).

INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM [ https://tinyurl.com/4cdam9au]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Heylo. Heylo Housing requires that all applicants must have a permanent right to reside in the UK.
Tenure: Leasehold (125 years from 21/06/2019).
Minimum Share: 25% (£55,000).
Shared Ownership Rent: £414.84 per month (subject to annual review).
Service Charge: £48.96 per month (subject to annual review).
Guideline Minimum Income: Dual £20,900 | Single £25,000 (based on minimum share and 10% deposit).
Council Tax: Band B, Fylde Borough Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen with the exception of the fireplace, which is not included. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

Key Features
  • Guideline Minimum Deposit £5,500
  • Guide Min Income Dual £20.9k | Single £25k
  • Two Storey, Three Bedroom, Semi Detached House
  • Approx. 890 Sqft Gross Internal Area
  • Bathroom plus Downstairs Cloakroom
  • Very Good Energy-Efficiency Rating
  • Rear Garden
  • Driveway Parking
Particulars

Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: B

Property Downloads
Floor Plan Brochure
Map
Kirkham & Wesham (0.36 miles) Salwick (2.71 miles) Moss Side (3.19 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£55,000
Shared Ownership Resale
Estimated Monthly Cost:£743
Rent £415
Service Charge £49
Mortgage £279

Share percentage 25%, full price £220,000, £5,500 Min Deposit. Calculated using a representative rate of 4.64%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.