3 bedroom house for sale

Available

49 Badgers Watch, PL25 5FE

£100,000 · Shared Ownership Resale

Share percentage 40%, full price £250,000, £5,000 Min Deposit.

Available
3 bedrooms
2 Bathrooms
Private Garden
Pets allowed
Parking
£100,000 Shared Ownership Resale · Eligibility Eligibility

Share percentage 40%, full price £250,000, £5,000 Min Deposit.

Monthly Cost: £898
Rent £312, Service charge £29, Mortgage £557*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

£
Eligibility

As part of your application for 49 Badgers Watch, Trewoon you are required to hold a local connection to at least one of the following parishes: St Mewan, St Austell, St Ewe, Treverbyn, Pentewan Valley or St Stephen-in-Brannel.

The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.

Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.

To meet the local connection criteria for this property, you will need to meet one of the following:
a) Lived in any of the parishes of St Mewan, St Austell, St Ewe, Treverbyn, Pentewan Valley or St Stephen-in-Brannel for a continuous period of at least 3 years immediately prior to advertising
b) Formerly lived within any of the parishes of St Mewan, St Austell, St Ewe, Treverbyn, Pentewan Valley or St Stephen-in-Brannel for a continuous period of 5 years.
c) Your place of work (16 hours or more a week and not including seasonal employment) has been within any of the parishes of St Mewan, St Austell, St Ewe, Treverbyn, Pentewan Valley or St Stephen-in-Brannel for a period of at least 3 years immediately prior to advertising
d) Have a connection through a close family member (mother, father, brother, sister, son or daughter)where the family member is currently a resident of any of the parishes of St Mewan, St Austell, St Ewe, Treverbyn, Pentewan Valley or St Stephen-in-Brannel and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

PROVING YOUR CONNECTION
So that we can approve your local connection, you will need to provide us with some documents as evidence.
You will need to bring this evidence with you to your application interview. If you are unsure on what you will need to provide, please contact the Sales Team

Residency (a, b or d) – evidence to cover the relevant period for yourself or close family member**

  • Full Credit report showing presence on the electoral roll - As you need to provide this to TMP as part of your financial assessment, this is the easiest way to prove criteria a or b
  • Utility bills - One from each year required
  • Council tax bills
  • Bank/credit card statements - One from each year required
  • State benefit book or receipts showing rent paid
  • Payslips showing home address - One from each year required
  • Written certification from either a solicitor/social worker/probation officer/inland revenue officer/police officer/teacher or doctor

**Please note that if you are using a family connection, you will also need to provide proof of family connection such as birth or Marriage certificates and change of name documentation if applicable.

Employment (c) – evidence to cover the relevant Local Connection period

  • Payslips showing employers address
  • Employer’s letter confirming length and terms of employment (including hours worked if applicable)
Summary

3 Bedroom Semi Detached House

Description

49 Badgers Watch is a 3-bedroom semi-detached house located in the village of Trewoon, on the western outskirts of St Austell.

This modern and well laid out property features an open plan, yet useable ground floor layout with a lounge and dining area leading to a well-specified kitchen, fitted with a contemporary high gloss handleless Howdens units, integrated washing machine, integrated dishwasher, oven, electric hob, extractor hood and black mirror quartz effect laminated worktop. French doors open from the dining area to the front of the property and private courtyard space, which leads to the parking area. A door from the hallway leads to the rear garden which is tastefully planted with timber raised beds, a lawn area and a path leading to a garden gate, which in turn leads to a walkway to the front of the property.

The first floor features three bedrooms, an en suite shower room to the master bedroom and a family bathroom fitted with a white suite with a shower over the bath and a glass shower screen.

The property is finished with wood effect laminate flooring on the ground floor, vinyl flooring for the family bathroom and carpets for all other habitable areas. It also features a ground floor WC, heating and hot water powered by an air source heat pump and two parking spaces.

Particulars

Tenure: Leasehold
Lease Length: 93 years
Council Tax Band: B

Property Downloads
Energy Certificate
Map
St Austell (0.27 miles) Par (4.15 miles) Luxulyan (4.26 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£100,000
Shared Ownership Resale
Estimated Monthly Cost:£898
Rent £312
Service Charge £29
Mortgage £557

Share percentage 40%, full price £250,000, £5,000 Min Deposit. Calculated using a representative rate of 5.03%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.