3 bedroom house for sale

Available

St Lawrence Fold, Market Street, S45 9NF

£117,500 · Shared Ownership New Build

Share percentage 50%, full price £235,000, £5,875 Min Deposit.

Available
3 bedrooms
1 Bathroom
Private Garden
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£117,500 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50%, full price £235,000, £5,875 Min Deposit.

Monthly Cost: £969
Rent £269, Service charge £45, Mortgage £655*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

£
Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:

· Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)

· You have a deposit (at least 5% of the share value)

· You are a first-time buyer or used to own a home, but cannot afford to buy outright now

· The shared ownership property will be your principle and only home

· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.

· Household minimum income must be above £36,594

Summary

An exciting new development in Clay Cross offering 4-bed homes

Description

This semi-detached Longford home has been designed to maximise space for modern living. The contemporary open-plan kitchen/dining room benefits from skylight windows and French doors leading to the garden, creating a light and airy feel throughout. The separate living room offers extra space for relaxation.

Upstairs you will find three good-sized bedrooms and a family bathroom with separate shower cubicle and Porcelanosa tiles.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots, please speak to a sales advisor for more information**

Service charge outlined on this portal is heylo’s monthly lease management fee and if applicable, includes an estimated monthly buildings insurance charge. Additional Estate and Service charge fees may apply and are available directly from the sales team on site.

Key Features
  • Open plan kitchen/diner
  • Separate living area
  • Downstairs W.C
  • Utility area
  • Built-in storage
  • Rear garden
  • 1 Parking space
  • Fully fitted kitchen
  • Integrated double electric oven with four ring gas hob and glass splashback
  • Glass/Stainless steel chimney hood
  • Integrated fridge-freezer
  • White bathroom suite
  • Gas-fired boiler heating system
  • Compact radiators
  • Skylight windows
  • UPVC double glazing
  • Outside tap
  • Smoke alarm is included
  • Carbon Monoxide alarm is not included
Particulars

Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: New build - Council tax band to be determined

Property Downloads
Key Information Document Floor Plan
Map
Chesterfield (4.70 miles) Alfreton (5.06 miles) Matlock Station (6.93 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£117,500
Shared Ownership New Build
Estimated Monthly Cost:£969
Rent £269
Service Charge £45
Mortgage £655

Share percentage 50%, full price £235,000, £5,875 Min Deposit. Calculated using a representative rate of 5.03%


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St Lawrence Fold
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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.