3 bedroom house for sale

Available

Bay View, Bay View Road, EX39 1BJ

£200,000 · Shared Ownership New Build

Share percentage 50%, full price £400,000, £10,000 Min Deposit.

Available
3 bedrooms
2 Bathrooms
Private Garden
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£200,000 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50%, full price £400,000, £10,000 Min Deposit.

Monthly Cost: £1,617
Rent £458, Service charge £45, Mortgage £1,114*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

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Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:

  • Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)
  • You have a deposit (at least 5% of the share value)
  • You are a first-time buyer or used to own a home, but cannot afford to buy outright now
  • The shared ownership property will be your principle and only home
  • You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.
  • Household minimum income must be above £61,604
Summary

3-bedroom homes in the coastal town of Northam

Description

Are you ready for a home that has the wow-factor? This appealing double-fronted detached property has an inviting central hallway with a door leading to a large guest cloakroom, which has plenty of space to hang coats and bags. Also accessed from the hallway is the separate sitting room, with natural light pouring in through the large windows.

The open plan kitchen/dining area is the perfect space to relax with friends and family for pre-dinner drinks and snacks. You and your guests can enjoy a delicious meal in the dining area, which is bathed in natural light that streams in through the windows. A separate utility room allows a door to be closed on the noise from appliances, so you can relax in peace with your guests.

Upstairs the large landing leads to a bathroom and three bedrooms – two doubles and one single. Bedroom one benefits from an en suite and dedicated dressing area, while the other rooms are light and spacious – perfect for ensuring family and friends are comfortable. The Spruce is perfectly designed for anyone who enjoys family time, and entertaining.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots, please speak to a sales advisor for more information**

Service charge outlined on this portal is heylo’s monthly lease management fee and if applicable, includes an estimated monthly buildings insurance charge. Additional Estate and Service charge fees may apply and are available directly from the sales team on site.

Key Features
  • Open plan kitchen/diner
  • Separate living area
  • Built-in storage
  • Ensuite to the primary bedroom
  • Downstairs W.C
  • Utility area
  • Driveway parking for two cars
  • French doors to the rear garden
  • Dressing area to the primary bedroom
  • Double fronted
  • Standard fitted kitchen
  • Indesit hob (60cm) with built-in single underoven, stainless
  • steel splashback and curved glass chimney hood
  • Ideal standard contemporary white sanitary ware suite
  • PVCu double glazing to windows and French doors
  • Gas central heating
  • Landscaped front gardens
  • Smoke alarm is included
  • Carbon Monoxide alarm is included
Particulars

Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: New build - Council tax band to be determined

Property Downloads
Key Information Document Floor Plan
Map
Barnstaple (7.70 miles) Chapleton (9.13 miles) Umberleigh (11.20 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£200,000
Shared Ownership New Build
Estimated Monthly Cost:£1,617
Rent £458
Service Charge £45
Mortgage £1,114

Share percentage 50%, full price £400,000, £10,000 Min Deposit. Calculated using a representative rate of 5.03%


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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.