3 bedroom house for sale

Available

22 Shirburn Drive, Howden, DN14 7PD

£110,000 · Shared Ownership New Build

Share percentage 50%, full price £220,000, £5,500 Min Deposit.

Available
3 bedrooms
Floor plan
floor-plan
Floor plan
floor-plan
£110,000 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50%, full price £220,000, £5,500 Min Deposit.

Monthly Cost: £913
Rent £252, Service charge £48, Mortgage £613*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

£
Eligibility
To be eligible for shared ownership you would need to meet the following criteria:
  • Your household income does not exceed £80,000 (outside of London) and £90,000 (inside of London)
  • You have a deposit of at least 5% of the share value
  • You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
  • This will be your only residence.
  • You are a permanent UK resident or have indefinite right to remain.
Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.
Summary

Wonderful 3 bedroom semi-detached house in the York Vale Gardens development. The price advertised represents purchasing a 50% share of the home.

Description

New build 3 bedroom semi-detached house in the York Vale Gardens development. The price advertised represents purchasing a 50% share of the home.

About the Development

The site has excellent road and rail links across a large area of Yorkshire from the seaside towns of Scarborough and Filey in the east, to the cities of Leeds and Sheffield in the west. There is a selection of schools available for all ages, a range of shops and amenities, along with plenty of choices for dining out.

About the Home

Entering via the main front door, the entrance hallway gives way to the Lounge, a spacious Open Plan Kitchen Diner and downstairs WC. The L shaped Kitchen comprises of a range of contemporary units with worktop over, sink & drainer, integrated oven, hob and extractor with plumbing for a washing machine and a handy under stairs cupboard. The WC comprises of a hand wash basin and low level WC. The dining area is also complete with a door to the patio providing direct access to the garden, perfect for entertaining.

To the first floor, there are three bedrooms, a bathroom and useful storage cupboards. Bedroom one is positioned to the rear of the home, bedrooms two and three are situated to the front of the home with the house bathroom also positioned to the rear. The house bathroom comprises of a contemporary three-piece suite, featuring a bath with a shower above and yet another storage cupboard.

About the Area

The site has excellent road and rail links across a large area of Yorkshire from the seaside towns of Scarborough and Filey in the east, to the cities of Leeds and Sheffield in the west. There is a selection of schools available for all ages, a range of shops and amenities, along with plenty of choices for dining out.

Shared Ownership

The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller upfront payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright. You can buy a minimum 50% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

T&Cs

*Please note images are for information purposes only and may not represent a true likeness for the units being sold. Some or all images have been digitally furnished to represent how the home could be laid out and the final colours/appearance may differ from the images.

*Services Charges will apply, speak to our Sales Agent for more information. Costs are subject to change.


Key Features
  1. Allocated parking
  2. Air source heat pump
  3. Patio doors to garden
  4. Good storage space
  5. Downstairs WC
  6. Service charge applicable
Particulars

Tenure: Not specified
Council Tax Band: Not specified

Property Downloads
Floor Plan Energy Certificate
Map
Howden (1.02 miles) Wressle (2.88 miles) Saltmarshe (2.99 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£110,000
Shared Ownership New Build
Estimated Monthly Cost:£913
Rent £252
Service Charge £48
Mortgage £613

Share percentage 50%, full price £220,000, £5,500 Min Deposit. Calculated using a representative rate of 5.03%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.