A new pathway home with Share to Buy
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4 bedroom house for sale

Available

Bay View, Bay View Road, EX39 1BJ

£240,000 · Shared Ownership New Build

Share percentage 50%, full price £480,000, £12,000 Min Deposit.

Available
4 bedrooms
2 Bathrooms
Private Garden
Parking
All Flooring Included
Floor plan
floor-plan
Floor plan
floor-plan
£240,000 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50%, full price £480,000, £12,000 Min Deposit

Monthly Cost: £1,867
Rent £550, Service charge £13, Mortgage £1,304*

Calculated using a representative rate of 4.78%

Calculate estimated monthly costs

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Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:

  • Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)
  • You have a deposit (at least 5% of the share value)
  • You are a first-time buyer or used to own a home, but cannot afford to buy outright now
  • The shared ownership property will be your principle and only home
  • You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.
  • Household minimum income must be above £73,730
Summary

Modern design home offering Seaside living

Description

The Elm is a unique 4-bedroom detached home, thoughtfully spread over three floors to maximize space and comfort.

Starting on the lower ground floor, you'll find a separate living space that offers a cosy retreat with direct access to the rear garden through elegant French doors. This floor also features a separate entrance to the street level from the garden, providing convenient access and additional privacy.

Moving up to the ground floor, the open-plan kitchen/diner is a highlight of the home. This spacious area is perfect for both everyday family meals and entertaining guests. The kitchen/diner opens onto a beautiful balcony that overlooks the garden, creating a seamless indoor-outdoor living experience. Whether you're enjoying a morning coffee or hosting a summer dinner, this balcony offers a picturesque setting. Upstairs, you will find the primary bedroom with ensuite, two further double bedrooms and a single bedroom which could be used as a nursery or office space.

With this home, you will also benefit from an integral garage and parking for two cars.

From long walks on the beach to action sports, there’s something for everyone in Northam, with Westward Ho! beach close by as well as golf courses, shopping outlets, swimming pools and The Tarka Trail all within a 22mins drive.

The town centre also offers a range of shops, pubs and restaurants as well as schools to suit all families that range in age from primary education to college.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots, please speak to a sales advisor for more information**

Service charge outlined on this portal is heylo’s monthly lease management fee and if applicable, includes an estimated monthly buildings insurance charge. Additional Estate and Service charge fees may apply and are available directly from the sales team on site.

Key Features
  • Open plan kitchen/diner
  • Separate living area
  • Built-in storage
  • Ensuite to the primary bedroom
  • Downstairs W.C
  • Rear garden
  • Integral garage
  • Driveway parking for two cars
  • Standard fitted kitchen
  • Indesit hob (60cm) with built-in single underoven, stainless steel splashback and curved glass chimney hood
  • Ideal Standard contemporary white sanitaryware suite with Aqua blade WC technology
  • PVCu double glazing to windows and French doors
  • Gas central heating with wall mounted combi-boiler, programme selector and room thermostat(s)
  • Landscaped front gardens
  • Smoke alarm is included
  • Carbon Monoxide alarm is included
Particulars

Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: New build - Council tax band to be determined

Property Downloads
Key Information Document Floor Plan
Map
Barnstaple (7.70 miles) Chapleton (9.13 miles) Umberleigh (11.20 miles)
Material Information

Total rooms: 8

Furnished: Unfurnished

Washing Machine: No

Dishwasher: No

Fridge/Freezer: No

Parking: Yes - Driveway

Outside Space/Garden: Yes - Private Garden

Year property was built: 2024

Unit size: Enquire with provider

Accessible measures: Enquire with provider

Heating: Double Glazing, Gas Central

Sewerage: Enquire with provider

Water: Enquire with provider

Electricity: Enquire with provider

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£240,000
Shared Ownership New Build
Estimated Monthly Cost:£1,867
Rent £550
Service Charge £13
Mortgage £1,304

Share percentage 50%, full price £480,000, £12,000 Min Deposit. Calculated using a representative rate of 4.78%


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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.