2 bedroom apartment for sale
Harpur Hill, Western Cross, Ebbsfleet Valley, DA10 1FT
Share percentage 40%, full price £320,000, £12,800 Min Deposit.
Share percentage 40%, full price £320,000, £12,800 Min Deposit.
Monthly Cost: £1,216
Rent £419,
Service charge £151,
Mortgage £646*
Calculated using a representative rate of 4.59%
Calculate estimated monthly costs
Summary
A Fantastic Opportunity to Purchase a Two Bedroom Flat on a Shared Ownership (Part Buy/Part Rent) Basis
Description
A smartly-presented flat on the second floor of this recently-constructed development. The property has a spacious, dual-aspect reception room with balcony. The open-plan kitchen area features attractive units and integrated appliances. There is a main bedroom with en-suite shower room plus a second, similar-sized double bedroom and a stylish bathroom. The entrance hallway includes a pair of storage/utility cupboards and the energy-efficiency rating is very good, thanks to well insulated walls, high performance glazing and a modern gas central heating system. The impressive range of shops and other amenities that Bluewater Shopping Centre has to offer are only a short walk away and Greenhithe Railway Station can also be reached on foot or by brief bike ride. The property is held on a very long lease and comes with use of an allocated parking space.
SHARED OWNERSHIP (Advertised price represents 40% share. Full market value £320,000).
INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM [ https://tinyurl.com/474nazed]
(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)
Housing Association: Clarion.
Tenure: Leasehold (999 years less 5 days from 01/01/2021).
Minimum Share: 40% (£128,000). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £419.38 per month (subject to annual review).
Service Charge: £151.04 per month (subject to annual review).
Guideline Minimum Income: Dual - £39,900 | Single - £46,100 (based on minimum share and 10% deposit).
Council Tax: Band D, Dartford Borough Council. Priority is given to applicants living and/or working in this local authority.
This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. Pets not permitted (except assistance animals).
Key Features
- Guideline Minimum Deposit £12,800
- Guide Min Income Dual £39.9k | Single £46.1k
- Second Floor (building has a lift)
- Approx. 766 Sqft Gross Internal Area
- Bathroom plus En-Suite Shower Room
- Balcony and Parking Space
- Short Walk from Bluewater Shopping Centre
- Very Long Lease
Particulars
Tenure: Leasehold
Lease Length: 996 years
Council Tax Band: D
Property Downloads
Key Information Document Floor Plan BrochureMap
Material Information
Total rooms:
Furnished: Enquire with provider
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: Yes
Outside Space/Garden: n/a - Private Balcony
Year property was built: Enquire with provider
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Enquire with provider
Sewerage: Enquire with provider
Water: Enquire with provider
Electricity: Enquire with provider
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 40%, full price £320,000, £12,800 Min Deposit. Calculated using a representative rate of 4.59%