A new pathway home with Share to Buy
|

2 bedroom house for sale

Available

Cockpit Place, Congleton, Cheshire, CW12 2QB

£67,200 · Shared Ownership Resale

Share percentage 35%, full price £192,000, £6,720 Min Deposit.

Available
2 bedrooms
2 Bathrooms
Private Garden
Pets allowed
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£67,200 Shared Ownership Resale

Share percentage 35%, full price £192,000, £6,720 Min Deposit.

Monthly Cost: £651
Rent £296, Service charge £16, Mortgage £339*

Calculated using a representative rate of 4.59%

Calculate estimated monthly costs

£
Summary

A Fantastic Opportunity to Purchase a Two Bedroom House on a Shared Ownership (Part Buy/Part Rent) Basis

Description

A recently-constructed and smartly-presented house on the semi-rural outskirts of Congleton. The mid-terrace property features attractive herringbone flooring in the reception and kitchen. The reception also has stylish wood panelling and recessed shelving while the kitchen is large enough for a good-sized dining table and allows access to an under-stairs cloakroom as well as to the rear garden. On the first floor are two large bedrooms and a naturally-lit bathroom. Well insulated walls, high performance glazing and a modern gas central heating system all contribute towards a very good energy-efficiency rating. The front driveway provides parking space for two cars and the town centre can also be reached via bus or bike. The nearby primary school and local secondary school are both Ofsted-rated 'Good'.

SHARED OWNERSHIP (Advertised price represents 35% share. Full market value £192,000).

INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM [ https://tinyurl.com/3z3cbcps]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Clarion.
Tenure: Leasehold (990 years from 01/04/2021).
Minimum Share: 35% (£64,200). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £296.43 per month (subject to annual review).
Service Charge: £16.31 per month (subject to annual review).
Guideline Minimum Income: Dual - £20,000 | Single - £21,800 (based on minimum share and 10% deposit).
Council Tax: Band B, Cheshire East Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

Key Features
  • Guideline Minimum Deposit £6,720
  • Guide Min Income Dual £20k | Single £21.8k
  • Two Storey, Two Bedroom, Mid Terrace House
  • Approx. 738 Sqft Gross Internal Area
  • Bathroom plus Downstairs Cloakroom
  • Very Good Energy-Efficiency Rating
  • Rear Garden
  • Two Parking Spaces
Particulars

Tenure: Leasehold
Lease Length: 987 years
Council Tax Band: B

Property Downloads
Key Information Document Floor Plan Brochure
Map
Congleton (0.97 miles) Kidsgrove (6.33 miles) Macclesfield (6.65 miles)
Material Information

Total rooms:

Furnished: Enquire with provider

Washing Machine: Enquire with provider

Dishwasher: Enquire with provider

Fridge/Freezer: Enquire with provider

Parking: Yes

Outside Space/Garden: n/a - Private Garden

Year property was built: Enquire with provider

Unit size: Enquire with provider

Accessible measures: Enquire with provider

Heating: Enquire with provider

Sewerage: Enquire with provider

Water: Enquire with provider

Electricity: Enquire with provider

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

Read More Read Less
  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£67,200
Shared Ownership Resale
Estimated Monthly Cost:£651
Rent £296
Service Charge £16
Mortgage £339

Share percentage 35%, full price £192,000, £6,720 Min Deposit. Calculated using a representative rate of 4.59%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.