4 bedroom house for sale
Clay Cross, S45 9NF
Share percentage 30%, full price £235,000, £3,525 Min Deposit.
Share percentage 30%, full price £235,000, £3,525 Min Deposit
Monthly Cost: £812
Rent £377,
Service charge £42,
Mortgage £393*
Calculated using a representative rate of 5.03%
Calculate estimated monthly costs
You may be eligible for this property if:
- You have a gross household income of no more than £80,000 per annum.
- You are unable to purchase a suitable home to meet your housing needs on the open market.
- You do not already own a home or you will have sold your current home before you purchase or rent.
Summary
Four Bedroom Detached Home
Description
This semi-detached Longford home has been designed to maximise space for modern living. Open-plan kitchen/dining room benefits from skylight windows and French doors leading to the garden with separate living room. Upstairs you will find three bedrooms and a family bathroom.
Clay Cross is a busy town which offers excellent local amenities with a variety of shops, leisure centre, pubs, restaurants, snooker club and health care services. There is also a large Tesco Supermarket which offers a wide range of amenities. Though the town grew from industry, it is still surrounded by pretty Derbyshire countryside that offers interesting walks, or follow the Clay Cross Heritage Trail that will take you around the town in 1½ hours. Situated on the A61 within easy reach of the towns of Chesterfield and Alfreton, surrounded by open countryside with the cities of Nottingham and Derby within easy commuting distance. There is good access to the M1 motorway.
Key Features
Financial Breakdown:
Full market value: £235,000
30% share value: £70,500
5% deposit: £3,525
Monthly Rent on un-owned share (70%) £377
Disclaimers
o Rent on the unsold share is charged at 2.75% for the first year. For exact costings, please speak to an independent financial or mortgage advisor.
o Deposits start from 5% of your chosen share value, illustrated deposit only and depends on lender and product availability.
o Share percentage advertised is an example. Typically shares up to 75% are available depending on your affordability. Please speak to a member of the team for more information.
o Please note images used in this listing are for illustration purposes and are not exact to the property.
Particulars
Tenure: Leasehold
Lease Length: 999 years
Council Tax Band: New build - Council tax band to be determined
Property Downloads
Floor Plan Energy CertificateMap
Material Information
Total rooms:
Furnished: Enquire with provider
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: n/a
Outside Space/Garden: n/a
Year property was built: Enquire with provider
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Enquire with provider
Sewerage: Enquire with provider
Water: Enquire with provider
Electricity: Enquire with provider
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 30%, full price £235,000, £3,525 Min Deposit. Calculated using a representative rate of 5.03%
Countrywide Land & New Homes - North England
