A new pathway home with Share to Buy
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4 bedroom house for sale

Available

Oak Farm Meadow, Stowupland, IP14 4AB

£189,998 · Shared Ownership New Build

Share percentage 50.00%, full price £379,995, £9499.875 Deposit.

Available
4 bedrooms
2 Bathrooms
Private Garden
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£189,998 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50.00%, full price £379,995, £1,900 Min Deposit.

Monthly Cost: £1,538
Rent £435, Service charge £45, Mortgage £1,058*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

£
Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:

  • Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)
  • You have a deposit (at least 5% of the share value)
  • You are a first-time buyer or used to own a home, but cannot afford to buy outright now
  • The shared ownership property will be your principle and only home
  • You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.
  • Household minimum income must be above £58,572
Summary

Four bedroom detached home perfect for family living in Stowupland, Stowmarket, Suffolk is now available through Shared Ownership.

Description

The Grainger – a beautiful four-bedroom home that effortlessly combines family living with sophistication. Step inside and find yourself in an enticing spacious central hallway.

Turn left into the living room, with feature double doors a huge bay window washing the room in natural light, or move on to the rear of the house, past a smart downstairs cloakroom, useful storage cupboard and staircase, into a beautifully appointed open-plan kitchen/dining/family area.

This room serves as the buzzing heart of the house, with double doors leading out to a private garden. The rest of the ground floor is given over to a spacious integral garage.

Move up to the first floor and find four well-proportioned bedrooms. Bedroom 1 has access to its own ensuite shower room, and there’s also a sparkling new family bathroom, with a bathtub.

All the rooms are generously sized, spread around a central landing that provides access to the loft.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots, please speak to a sales advisor for more information**

Service charge outlined on this portal is heylo’s monthly lease management fee and if applicable, includes an estimated monthly buildings insurance charge. Additional Estate and Service charge fees may apply and are available directly from the sales team on site.

Although this property states it is available you MUST contact the site directly to ensure a reservation has not been made, whilst Heylo await reservations documents. We operate a first come first serve policy so there is always a danger you may have missed the opportunity.

Key Features
  • Open plan kitchen/living/dining area
  • Separate living area
  • Downstairs W.C
  • Built-in storage
  • Ensuite to the primary bedroom
  • Integral garage
  • Symphony Koncept range kitchen
  • Indesit gas hob (60cm) with Indesit built-in single under oven, with stainless steel splashback and 60cm stainless steel chimney hood
  • Ideal Standard contemporary white Tempo sanitaryware
  • PVCu double glazing to windows and French doors
  • Ideal combi-boiler with Honeywell heating control and room thermostat(s)
  • 2 Parking spaces
  • Carbon Monoxide Alarm is included
  • Smoke alarm is included
Particulars

Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: New build - Council tax band to be determined

Property Downloads
Key Information Document Floor Plan
Map
Stowmarket (0.89 miles) Needham Market (3.22 miles) Elmswell (5.25 miles)
Material Information

Total rooms: 9

Furnished: Unfurnished

Washing Machine: No

Dishwasher: No

Fridge/Freezer: No

Parking: Yes - Garage

Outside Space/Garden: Yes - Private Garden

Year property was built: 2024

Unit size: Enquire with provider

Accessible measures: Enquire with provider

Heating: Double Glazing

Sewerage: Enquire with provider

Water: Enquire with provider

Electricity: Enquire with provider

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£189,998
Shared Ownership New Build
Estimated Monthly Cost:£1,538
Rent £435
Service Charge £45
Mortgage £1,058

Share percentage 10%, full price £379,995, £1,900 Min Deposit. Calculated using a representative rate of 5.03%


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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.