3 bedroom house for sale
2 Nicholson Gardens, Howden, DN14 7QT
Share percentage 75%, full price £215,000, £8,063 Min Deposit.
Share percentage 75%, full price £215,000, £8,063 Min Deposit
Monthly Cost: £1,069
Rent £123,
Service charge £48,
Mortgage £898*
Calculated using a representative rate of 5.03%
Calculate estimated monthly costs
Summary
**£1500 towards legal costs in March** Brand new 3 bedroom home on Shared Ownership in Howden, a characterful market town close to the North York Moors and Yorkshire Dales National Parks
Description
New build 3 bedroom Mid Terraced house in the York Vale Gardens development. The price advertised represents purchasing a 75% share of the home.
£1500 towards legal costs, PLUS, purchase a share over 50% and the incentive rises to £3000, offer ends 31st March
About the Development
The site has excellent road and rail links across a large area of Yorkshire from the seaside towns of Scarborough and Filey in the east, to the cities of Leeds and Sheffield in the west. There is a selection of schools available for all ages, a range of shops and amenities, along with plenty of choices for dining out.
About the Home
Entering via the main front door, the entrance hallway gives way to the Lounge, a spacious Open Plan Kitchen Diner and downstairs WC. The L shaped Kitchen comprises of a range of contemporary units with worktop over, sink & drainer, integrated oven, hob and extractor with plumbing for a washing machine and a handy under stairs cupboard. The WC comprises of a hand wash basin and low level WC. The dining area is also complete with a door to the patio providing direct access to the garden, perfect for entertaining. To the first floor, there are three bedrooms, a bathroom and useful storage cupboards. Bedroom one is positioned to the rear of the home, bedrooms two and three are situated to the front of the home with the house bathroom also positioned to the rear. The house bathroom comprises of a contemporary three-piece suite, featuring a bath with a shower above and yet another storage cupboard.
About the Area
The site has excellent road and rail links across a large area of Yorkshire from the seaside towns of Scarborough and Filey in the east, to the cities of Leeds and Sheffield in the west. There is a selection of schools available for all ages, a range of shops and amenities, along with plenty of choices for dining out.
Shared Ownership.
The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller upfront payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright. When you’re ready, you can buy more shares until you staircase to owning 100% of your home.
T&Cs
*Please note images are for information purposes only and may not represent a true likeness for the units being sold. Some or all images have been digitally furnished to represent how the home could be laid out and the final colours/appearance may differ from the images.
*Services Charges will apply, speak to our Sales Agent for more information. Costs are subject to change.
Disclaimers
Agent's Note
Please note that all particulars and images are for marketing and illustrative purposes only. Advertising images may include upgrades as home specifications can vary.
IMPORTANT NOTE TO PURCHASERS:
We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise.
Please see Key Information Document for further information and costs
Key Features
· Three bedrooms
· New build Shared Ownership
· Ground Floor WC
· Popular location
· Garden
· Integrated oven hob & extractor
· Two car parking spaces
· Storage Space
· Semi detached
Particulars
Tenure: Leasehold
Lease Length: 125 years
Council Tax Band: New build - Council tax band to be determined
Property Downloads
Floor Plan Brochure BrochureMap
Material Information
Total rooms:
Furnished: Enquire with provider
Washing Machine: Enquire with provider
Dishwasher: Enquire with provider
Fridge/Freezer: Enquire with provider
Parking: Yes
Outside Space/Garden: n/a - Private Garden
Year property was built: Enquire with provider
Unit size: Enquire with provider
Accessible measures: Enquire with provider
Heating: Enquire with provider
Sewerage: Enquire with provider
Water: Enquire with provider
Electricity: Enquire with provider
Broadband: Enquire with provider
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 75%, full price £215,000, £8,063 Min Deposit. Calculated using a representative rate of 5.03%