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3 bedroom house for sale

Available

10 Bell Gardens, TR8 5FT

£140,000 · Shared Ownership Resale

Share percentage 40%, full price £350,000, £140 Min Deposit.

Available
3 bedrooms
1 Bathroom
Private Garden
Parking
£140,000 Shared Ownership Resale · Eligibility Eligibility

Share percentage 40%, full price £350,000, £140 Min Deposit

Monthly Cost: £1,368
Rent £413, Service charge £33, Mortgage £922*

Calculated using a representative rate of 6.24%

Calculate estimated monthly costs

£
Eligibility

To be eligible for Shared Ownership, you have to be:

Over the age of 18

Not currently own your property

And

Not earn more than £80000 (Total Household Income)

Meet the S106 Local Connection requirements (Where applicable)

You can apply online on the Westward website as well and register your interest in any properties that you are interested in.

S106 Local Connection Requirements:

Please note there is a local connection requirement on this property:

Having a local connection in this instance is defined as a connection to the parish of Crantock within the County:

a) Being permanently resident therein for a continuous period of at least three (3) years immediately prior to Advertising or

b) Being permanently resident therein for a continuous period of five (5) years; or

c) Having his or her place of work (normally regarded as 16 hours or more a week and not including seasonal employment) therein for a continuous period of at least three (3) years immediately prior to advertising; or

d) Having a connection through a close family member (normally mother, father, brother, sister, son or daughter) where the family member is currently resident therein and has been so for a continuous period of at least five (5) years immediately prior to Advertising

Summary

Westward offer this 3-bedroom property in Crantock through Shared Ownership.

Description

Westward offer this 3-bedroom property in Crantock through Shared Ownership.

A spacious semi-detached 3-bedroom property, situated in the picture-perfect village of Crantock. The house has a garden to the rear with access to two allocated parking spaces. The property is within walking distance to all the village amenities and is within walking distance to the beach.

The property benefits from Shutters featured throughout the property. Main bathroom consists of bath and a shower. Kitchen hob and oven with extractor fan above. Also, plenty of storage with a tall pantry like cupboard. Dining area sufficient size for dining tables and chairs. Bin shed storage to the front of the property.

*****The above information has been supplied to us by the current owner*****

  • Full Market Value: £350,000 (Three Hundred and Fifty thousand pounds)
  • Share being sold: 40%
  • Share Value: £140,000 (One Hundred and Forty thousand pounds)
  • Monthly Rent: £413.04
    Monthly Service Charge: £33.00

**** Please note the Length of Lease remaining is 119 Years ****

Please email sales@westwardhousing.org.uk to arrange a viewing.

Key Features

Key Features

  • Lounge
  • Kitchen/Diner
  • Bathroom
  • 3 x Double Bedroom
  • 2nd WC
  • Air Source Heat Pump
  • Double Glazing
  • 2 x Allocated Parking Spaces
  • Council Tax Band D
Particulars

Tenure: Leasehold
Lease Length: 119 years
Council Tax Band: D

Map
Newquay (1.79 miles) Quintrell Downs (3.47 miles) St Columb Road (7.38 miles)
Material Information

Total rooms:

Furnished: Enquire with provider

Washing Machine: Enquire with provider

Dishwasher: Enquire with provider

Fridge/Freezer: Enquire with provider

Parking: Yes - Allocated

Outside Space/Garden: Yes - Private Garden

Year property was built: 2019

Unit size: Enquire with provider

Communal lift: No

Accessible measures: Enquire with provider

Heating: Enquire with provider

Sewerage: Enquire with provider

Water: Enquire with provider

Electricity: Enquire with provider

Broadband: Enquire with provider

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£140,000
Shared Ownership Resale
Estimated Monthly Cost:£1,368
Rent £413
Service Charge £33
Mortgage £922

Share percentage 40%, full price £350,000, £140 Min Deposit. Calculated using a representative rate of 6.24%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.