A new pathway home with Share to Buy
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2 bedroom house for sale

Available

Castle Street, Eccleshall, ST21 6FF

£88,000 · Shared Ownership New Build

Share percentage 40.00%, full price £220,000, £4,400 Deposit.

Available
2 bedrooms
1 Bathroom
Private Garden
Pets allowed
Parking
Floor plan
floor-plan
Floor plan
floor-plan
£88,000 Shared Ownership New Build · Eligibility Eligibility

Share percentage 40.00%, full price £220,000, £4,400 Deposit

Monthly Cost: £829
Rent £303, Service charge £36, Mortgage £490*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

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Eligibility

You may be eligible for this plot if:

  • You have a gross household income of no more than £80,000 per annum.
  • You are unable to purchase a suitable home to meet your housing needs on the open market.
  • You do not already own a home, or you will have sold your current home before you purchase.
  • You pass the initial financial assessment with a financial advisor to show what share is available for you to purchase.
  • A financial assessment is required for cash buyers or for those requiring a mortgage to show what share you can apply for.

This plot has not been funded by Homes England. Therefore, no application will be given priority and applications will be considered on a first come, first serve basis.

Please also visit our website https://www.severnhomes.co.uk/shared-ownerships/

Summary

Plot 13, 2-Bed semi-detached house. Comes with flooring throughout, integrated fridge freezer and integrated washer-dryer. It won't be here long, apply today!

Description

Buying shares that are affordable.

Before you can apply to buy a shared ownership home with Severn Homes part of Homes Plus, you will need to undertake a no-obligation, initial financial assessment with a financial advisor to ascertain the maximum share you can afford.

Shares advertised are a guide, having a financial assessment will show what share you can afford and will need to apply for.

Initial Financial Assessment- Are you eligibe?

  • We work closely with ‘The Mortgage People’ (TMP) they will help you complete the initial financial assessment.
  • You can ‘Get an Assessment' by visiting- tmpmortgages.co.uk/assessment/or by calling 0800 4880 814.
  • They are open, Monday to Friday 9am-5pm or via “Live Chat” until 8pm weekdays and between 10am-4pm on a Saturday.
  • TMP will email us the outcome of your initial financial assessment based on your preferred development and plot.
  • A member of our sales team will then contact you to confirm the outcome of the initial assessment and advise you of the next steps.

Note:
This free initial financial assessment is essential whether you're applying for a mortgage or purchasing your shares outright with cash. This will show you what shares you can afford to apply for and is free. There may be a charge when you proceed to apply for a mortgage.

First Come, First Served.
Properties are sold on a first come, first served basis. Therefore, to avoid missing out, don’t delay, apply today.
The plots we are offering on this development have not been funded by Homes England. No application will be given priority, and all applications will be considered on a first come, first serve basis.
Some plots are sold ‘off plan’ and viewings may not be available straight away and until the initial financial assessment has been passed.

If there is anything else we can help with, please do not hesitate to contact our sales team Monday to Friday 8.30-5pm via Sales@SevernHomes.co.uk Or call Gail on 07976 924963 (Monday to Friday excluding Tuesdays)

Note:

  • Additional information is available in the Key Information Document 1 & 3, Key Information Document 2 will be issued before the reservation fee is paid.
  • A financial assessment is required for those requiring a mortgage and cash purchasers.
  • Plot's are sold off plan. The anticipated build completion date of May/June 2025 is a guide and should not be relied upon until a fixed date has been given.
  • This plot is offered for sale on a New Build development. Planning Ref: 22/35728/REM. Date, 5th June 2023
  • Properties have been built by St Philips. The Plots are on phase 1, there are approx. 3 phases in total.
  • There are 37 plots in total, 14 of which are affordable (4 shared ownersip, 10 social rent) leaving the remaining 23 as open market sales.
  • For future planning and further information on and around this development please look at the council planning portal at https://www.staffordbc.gov.uk/council-tax-charges-and-billing-information.
  • The tenure of any development is subject to change over time.
  • Pictures used are for illustration purposes only and may not show the exact property.
  • Floor plans–for left/right-handed plots the layout may mirror the image.
  • Correct at the time of advertising March 2025.
  • Predicted Council Tax Band is B-C (subject to confirmation by the Valuation Office Agency (VOA) post-completion). You can get further information on council tax by visiting Shropshire Council at https://next.shropshire.gov.uk/council-tax/charges-and-billing/current-council-tax-band-charges/

Remember, failure to pay your rent, service charge, or mortgage could mean your home is at risk of repossession.
Severn Homes is part of the Homes Plus Group.
More information about shared ownership can be found at https://www.gov.uk/shared-ownership-scheme.
For more information about staircasing please look at https://www.gov.uk/shared-ownership-scheme/buying-more-shares-staircasing.

Key Features

To the front of the properties is the hallway with access to the modern kitchen and the WC, to the back of the properties is the lounge/diner, this is a great space to relax with the family. The living/dining area benefits from a patio door opening out onto the garden, which is a perfect space for entertaining. The garden area comes turfed and fenced. Up-stairs there are two good sized bedrooms and a large family bathroom. We have included flooring througout for you. These energy-efficient homes are heated throughout with gas central heating. These properties all benefit from having 2 off road parking spaces.

Property features.

  • 2-bedrooms.
  • Modern Kitchen.
  • Lounge/diner.
  • Built-in oven, hob and extractor hood.
  • Vinyl Flooring to kitchen area, downstairs WC, family bathroom and hallway.
  • Carpets to living area's.
  • Convenient separate downstairs WC.
  • Family bathroom.
  • En-suite.
  • Private turfed and fenced garden.
  • 2 off-road parking spaces.
  • 1 Stand-alone car charging point.
  • PV solar panels.
  • Buildzone new build warranty.
  • Approx. Gross Internal Floor Area-71 sqm.
  • EPC B rating.
  • 125 years lease.
  • Leasehold.
  • Property construction-Brick and Block with pitched tiled roof.

Important Information.

  • Rights & Easements: None that we are aware of at the time of publishing.
  • Restrictions for Shared Ownership Properties, this is by no means an exhaustive list.
  • No Extensions: Extensions to the property are not permitted within the first 5 years. Following this time you will require your landlords permission prior to considering any extension.
  • Rotary Airer Restrictions: Rotary airers are not allowed at the front of the properties.
  • Vehicle and Parking Restrictions: No parking of heavy goods vehicles, caravans, boat trailers, or similar vehicles. Private motor vehicles/cycles over 3000kg or exceeding 2 metres in height are not permitted.
  • Animal Restrictions: Keeping poultry, pigeons, or birds of prey is not allowed.
  • Landscaping Restrictions: Trees or shrubs included in the landscaping scheme must not be removed.
  • Machinery Restrictions: Only domestic machinery is allowed; no other types of machinery should be kept on the property.
  • Satellite Dish Restrictions: Satellite dishes must not be erected at the front of the property.
  • Not to leave a dustbin or other refuse container: On the property so as to be visible from the road, other than on the night before or day of collection.

Flood Risk: Flood Risk Zone 1
Flood Risk Zone 1: This is the lowest risk, indicating a less than 0.1% annual probability of flooding. We are not aware that the development is within an area which has been affected by flooding.

By purchasing a shared ownership home, you agree to comply with these restrictions. These measures are in place to preserve the aesthetics and community standards of the development. For further details or questions, please contact our sales team via Sales@SevernHomes.co.uk.

Particulars

Tenure: Leasehold
Lease Length: 125 years
Council Tax Band: New build - Council tax band to be determined

Property Downloads
Key Information Document Floor Plan Energy Certificate
Map
Norton Bridge (2.57 miles) Stone (5.20 miles) Stafford (6.60 miles)
Material Information

Total rooms: 6

Furnished: Unfurnished

Washing Machine: Yes

Dishwasher: No

Fridge/Freezer: Yes

Parking: Yes - Driveway

Outside Space/Garden: Yes - Private Garden

Year property was built: 2025

Unit size: 71m2

Communal lift: No

Accessible measures: No

Flooded within the last 5 years: No

Listed property: No

Heating: Gas

Sewerage: Mains supply

Water: Mains supply

Electricity: Mains supply

Broadband: FTTP (Fiber to the premises)

Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£88,000
Shared Ownership New Build
Estimated Monthly Cost:£829
Rent £303
Service Charge £36
Mortgage £490

Share percentage 10%, full price £220,000, £1,100 Min Deposit. Calculated using a representative rate of 5.03%


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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.