3 bedroom house for sale
37 Badgers Watch, Trewoon, PL25 5FE
Share percentage 71%, full price £220,000, £7,810 Min Deposit.
Share percentage 71%, full price £220,000, £7,810 Min Deposit
Monthly Cost: £1,060
Rent £178,
Service charge £33,
Mortgage £849*
Calculated using a representative rate of 4.78%
Calculate estimated monthly costs
As part of your application for 37 Badgers Watch, Trewoon you are required to hold a local connection to the County of Cornwall.
The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.
Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.
To meet the local connection criteria for this property, you will need to meet one of the following:
a) Lived in the County of Cornwall for a continuous period of at least 12 months immediately prior to advertising
b) Formerly lived within the County of Cornwall for a continuous period of 5 years.
c) Your place of work (16 hours or more a week and not including seasonal employment) has been within County of Cornwall for a period of at least 3 years immediately prior to advertising
d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the County of Cornwall and has been so for a continuous period of at least 5 years immediately prior to advertising.
*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.
PROVING YOUR CONNECTION
So that we can approve your local connection, you will need to provide us with some documents as evidence.
You will need to bring this evidence with you to your application interview. If you are unsure on what you will need to provide, please contact the Sales Team.
Residency (a, b or d) – evidence to cover the relevant period for yourself or close family member**
- Full Credit report showing presence on the electoral roll - As you need to provide this to TMP as part of your financial assessment, this is the easiest way to prove criteria a or b
- Utility bills - One from each year required
- Council tax bills
- Bank/credit card statements - One from each year required
- State benefit book or receipts showing rent paid
- Payslips showing home address - One from each year required
- Written certification from either a solicitor/social worker/probation officer/inland revenue officer/police officer/teacher or doctor
**Please note that if you are using a family connection, you will also need to provide proof of family connection such as birth or Marriage certificates and change of name documentation if applicable.
Employment (c) – evidence to cover the relevant Local Connection period
- Payslips showing employers address
- Employer’s letter confirming length and terms of employment (including hours worked if applicable)
Summary
3 Bedroom Semi-Detached House with Garden.
Description
Coastline are pleased to present this well-presented semi-detached 3-bedroom house with Shared Ownership. This home is offered for £156,200 which represents a 71% share. This ideal family home is finished in neutral colours and is ready to move into.
Upon entering the property, you are welcomed by an entrance hallway with doors leading to the lounge, dining room, spacious kitchen, and downstairs cloakroom. The kitchen is finished with modern white upper and lower cabinets, grey worksurface and grey tiling. The lounge features a full glass door leading to the garden which has been laid to lawn with a patio. Upstairs, you will find three bedrooms: two double bedrooms and one single as well as the family bathroom.
Outside, you will find an enclosed rear garden, one parking space to the front of the property and a single garage a short distance away under a coach-house.
Trewoon is situated on the western outskirts of the popular town of St Austell. It is near a garage, post office, convenience store and a hairdresser. Trewoon is around a mile from the larger town of St Austell.
Key Features
- Garage
- One parking space
- Enclosed rear garden
- Lounge Diner
- Separate Kitchen
- Classic White Kitchen
- Breakfast Bar
- Air Source Heat Pump
Particulars
Tenure: Leasehold
Lease Length: 86 years
Council Tax Band: B
Property Downloads
Floor Plan Energy CertificateMap
Material Information
Total rooms: 8
Room Details:
Hallway
Length: 4m
Width: 2.2m
Downstairs W/C
Length: 2m
Width: 1m
Kitchen
Length: 4.1m
Width: 2.5m
Living / Dining Room
Length: 4.8m
Width: 6.3m
Double Bedroom
Length: 4.2m
Width: 2.8m
Twin Bedroom
Length: 3.3m
Width: 2.2m
Single Bedroom
Length: 2.5m
Width: 2.5m
Bathroom
Length: 2m
Width: 2m
Furnished: Unfurnished
Washing Machine: No
Dishwasher: No
Fridge/Freezer: No
Parking: Yes - Allocated
Outside Space/Garden: Yes - Private Garden
Year property was built: Enquire with provider
Unit size: Enquire with provider
Communal lift: No
Accessible measures: No
Listed property: No
Heating: Air Source Heat Pump
Sewerage: Mains supply
Water: Mains supply
Electricity: Mains supply
Broadband: FTTP (Fiber to the premises)
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 71%, full price £220,000, £7,810 Min Deposit. Calculated using a representative rate of 4.78%