Who is it for?

As long as you are over 18
Your household income is less than £80,000
And you don’t already own a home at the time of buying your Shared Ownership property

… then Shared Ownership could be right for you

Who is it for?

As long as you are over 18
Your household income is less than £80,000
And you don’t already own a home at the time of buying your Shared Ownership property

… then Shared Ownership could be right for you

Some properties may be bound by local connection restrictions in order to make them affordable for local customers. We'll let you know if there are any restrictions in place when you are searching for a property.

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the
open market.
• You do not already own a home, or you will have sold your current home before you
purchase or rent.
• You live in Cornwall – Cornwall
• You work in Cornwall - Cornwall
• You have close family living in Cornwall
• Armed forces applicant does not require a local connection
• No under occupancy of an affordable dwelling by more than one bedroom

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

As part of your application for a shared ownership home at this development, you are required to hold a local connection to the County of Cornwall. The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.

Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.

To meet the local connection criteria for this scheme, you will need to meet one of the following:

a) Lived in the County of Cornwall for a continuous period of at least 3 years immediately prior to advertising

b) Formerly lived within the County of Cornwal for a continuous period of 5 years.

c) Your place of work (16 hours or more a week and not including seasonal employment) has been within the County of Cornwall for a period of at least 3 years immediately prior to advertising

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the County of Cornwall and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

PROVING YOUR CONNECTION

So that we can approve your local connection, you will need to provide us with some documents as evidence.

You will need to bring this evidence with you to your application interview. If you are unsure on what you will need to provide, please contact the Sales Team.

Residency (a, b or d) – evidence to cover the relevant period for yourself or close family member**

• Full Credit report showing presence on the electoral roll - As you need to provide this to TMP as part of your financial assessment, this is the easiest way to prove criteria a or b
• Utility bills - One from each year required
• Council tax bills
• Bank/credit card statements - One from each year required
• State benefit book or receipts showing rent paid
• Payslips showing home address - One from each year required
• Written certification from either a solicitor/social worker/probation officer/inland revenue officer/police officer/teacher or doctor

**Please note that if you are using a family connection, you will also need to provide proof of family connection such as birth or Marriage certificates and change of name documentation if applicable.

Employment (c) – evidence to cover the relevant Local Connection period

• Payslips showing employers address
• Employer’s letter confirming length and terms of employment (including hours worked if applicable)

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You will need to demonstrate a local connection to the area:

• You live or work in Cornwall, or
• You previously lived in Cornwall, or
• You have close family living in Cornwall.
• Armed forces applicants do not need a local connection.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You will need to demonstrate a local connection to the area:

• You live or work in Cornwall, or
• You previously lived in Cornwall, or
• You have close family living in Cornwall.
• Armed forces applicants do not need a local connection.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You will need to demonstrate a local connection to the area:

• You live or work in Cornwall, or
• You previously lived in Cornwall, or
• You have close family living in Cornwall.
• Armed forces applicants do not need a local connection.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You will need to demonstrate a local connection to the area:

• You live or work in Cornwall, or
• You previously lived in Cornwall, or
• You have close family living in Cornwall.
• Armed forces applicants do not need a local connection.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You will need to demonstrate a local connection to the area:

• You live or work in Cornwall, or
• You previously lived in Cornwall, or
• You have close family living in Cornwall.
• Armed forces applicants do not need a local connection.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You will need to demonstrate a local connection to the area:

• You live or work in Cornwall, or
• You previously lived in Cornwall, or
• You have close family living in Cornwall.
• Armed forces applicants do not need a local connection.