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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

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House Apartment

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Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

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Type For Sale To Rent

Bedrooms

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Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

10 Properties 10 Properties

*Premium Listings appear first in results

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*Premium Listings appear first in results

Available now

| 1/16

3 bedroom house for sale

7 Penhale Lane, PL14 5FS

Cornwall

3 1 | Liskeard (3 miles)

7 Penhale Lane is a 1-year old 2-bedroom house available from £100,000 for a 40% share

Available

£100,000 Shared Ownership Resale

Share percentage 40%, full price £250,000, £10,000 Min Deposit

Monthly Cost: £913
Rent £356, Service charge £52, Mortgage £505*

Calculated using a representative rate of 4.59%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £10,000 £

Coming soon

| 1/4

2 bedroom house for sale

Park Halligey | Park Halligey, TR12 6TS

Cornwall

2 1 | Penmere (8.2 miles)

Two Bedroom at Park Halligey - Coming Soon!

Coming Soon

Pricing to be confirmed Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

As part of your application for a shared ownership home at this Park Halligey, you are required to hold a local connection to one of the following Parishes: St Keverne, Grade Ruan, St Martin in Meneage, Manaccan and St Anthony in Meneage. The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.

Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.

To meet the local connection criteria for this scheme, you will need to meet one of the following:

a) Lived in one of the parishes mentioned above for a continuous period of at least 3 years immediately prior to advertising.

b) Formerly lived within one of the parishes mentioned above for a continuous period of 5 years.

c) Your place of work (16 hours or more a week and not including seasonal employment) has been within one of the parishes mentioned above for a period of at least 3 years immediately prior to advertising.

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the one of the parishes mentioned above and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

**If there is still availability after 70 days of advertising, the local connection criteria cascades to the County of Cornwall.

Available now

1/13

3 bedroom house for sale

5 Horseshoe Close, TR9 6FS

Cornwall

3 1 | St Columb Road (2.2 miles)

3-bedroom detached bungalow available in St Columb Major through the shared ownership scheme.

Available

£138,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

There are no local connection requirements for this home.

Share percentage 37%, full price £375,000, £6,938 Min Deposit

Monthly Cost: £1,308
Rent £535, Mortgage £773*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 37%

Deposit Min £6,938 £

Available now

1/5

1 bedroom apartment for sale

13 Lamorak House, TR15 3PU

Cornwall

1 1 | Camborne (1.8 miles)

1-bedroom apartment available for shared ownership in Pool

Available

£61,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

There are no local connection requirements for this home.

Share percentage 65%, full price £95,000, £3,088 Min Deposit

Monthly Cost: £677
Rent £117, Service charge £216, Mortgage £344*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 65%

Deposit Min £3,088 £

Coming soon

| 1/4

2 bedroom house for sale

Park Halligey | Park Halligey, TR12 6TS

Cornwall

2 1 | Penmere (8.2 miles)

Two Homes at Park Halligey - Coming Soon!

Coming Soon

Pricing to be confirmed Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

As part of your application for a shared ownership home at this Park Halligey, you are required to hold a local connection to one of the following Parishes: St Keverne, Grade Ruan, St Martin in Meneage, Manaccan and St Anthony in Meneage. The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.

Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.

To meet the local connection criteria for this scheme, you will need to meet one of the following:

a) Lived in one of the parishes mentioned above for a continuous period of at least 3 years immediately prior to advertising.

b) Formerly lived within one of the parishes mentioned above for a continuous period of 5 years.

c) Your place of work (16 hours or more a week and not including seasonal employment) has been within one of the parishes mentioned above for a period of at least 3 years immediately prior to advertising.

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the one of the parishes mentioned above and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

**If there is still availability after 70 days of advertising, the local connection criteria cascades to the County of Cornwall.

Available now

1/9

2 bedroom house for sale

8 Stannum Terrace, TR15 3FQ

Cornwall

2 1 | Camborne (1.4 miles)

Now inviting applications for 2-bedroom home in Pool, Redruth.

Available

£82,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

To meet the local connection criteria for this scheme, you will need to meet one of the following:

a) Lived in the County of Cornwall for a continuous period of at least 3 years immediately prior to advertising

b) Formerly lived within the County of Cornwall for a continuous period of 5 years.

c) Your place of work (16 hours or more a week and not including seasonal employment) has been within the County of Cornwall for a period of at least 3 years immediately prior to advertising

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the County of Cornwall and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

**Priority will be given to applicants that hold a local connection to the parish of Carn Brea.

Share percentage 41%, full price £200,000, £4,100 Min Deposit

Monthly Cost: £734
Rent £266, Service charge £11, Mortgage £457*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 41%

Deposit Min £4,100 £

Available now

1/6

2 bedroom apartment for sale

1 Stannum Terrace, TR15 3FQ

Cornwall

2 1 | Camborne (1.4 miles)

2-bedroom ground floor apartment available for shared ownership

Available

£78,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

To meet the local connection criteria for this scheme, you will need to meet one of the following:

a) Lived in the County of Cornwall for a continuous period of at least 3 years immediately prior to advertising

b) Formerly lived within the County of Cornwall for a continuous period of 5 years.

c) Your place of work (16 hours or more a week and not including seasonal employment) has been within the County of Cornwall for a period of at least 3 years immediately prior to advertising

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the County of Cornwall and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

**Priority will be given to applicants that hold a local connection to the parish of Carn Brea.

Share percentage 50%, full price £157,500, £7,875 Min Deposit

Monthly Cost: £907
Rent £173, Service charge £336, Mortgage £398*

Calculated using a representative rate of 4.59%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £7,875 £

Available now

1/9

2 bedroom house for sale

14 St Nazaire Close, TR11 5FP

Cornwall

2 1 | Penmere (0.7 miles)

2-bedroom house available in Swanpool, Falmouth!

Available

£164,700 Shared Ownership Resale

Share percentage 54%, full price £305,000, £8,235 Min Deposit

Monthly Cost: £1,230
Rent £292, Service charge £21, Mortgage £917*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 54%

Deposit Min £8,235 £

Available now

| 1/13

2 bedroom house for sale

33 Horwell Drive, TR27 5FR

Cornwall

2 1 | Hayle (0.7 miles)

2-bedroom house available in Hayle!

Available

£107,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

To meet the local connection criteria for this scheme, you will need to meet one of the following:

a) Lived in the County of Cornwall for a continuous period of at least 12 months immediately prior to advertising

b) Formerly lived within the County of Cornwall for a continuous period of 5 years.

c) Your place of work (16 hours or more a week and not including seasonal employment) immediately prior to advertising

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

Share percentage 40%, full price £267,500, £5,350 Min Deposit

Monthly Cost: £907
Rent £300, Service charge £11, Mortgage £596*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £5,350 £

Available now

1/11

3 bedroom house for sale

32 Soldon Close, PL28 8FS

Cornwall

3 1 | St Columb Road (9.5 miles)

3-bedroom home located on the outskirts of Padstow available from a minimum share of 35% (£122,500). Register your interest today!

Available

£122,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

To meet the local connection criteria for this scheme, you will need to meet one of the following:

a) Lived in the County of Cornwall for a continuous period of at least 3 years immediately prior to advertising

b) Formerly lived within the County of Cornwall for a continuous period of 5 years.

c) Your place of work (16 hours or more a week and not including seasonal employment) has been within the County of Cornwall for a period of at least 3 years immediately prior to advertising

d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident of the County of Cornwall and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

Share percentage 35%, full price £350,000, £6,125 Min Deposit

Monthly Cost: £1,126
Rent £399, Service charge £45, Mortgage £682*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £6,125 £

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Featured Developers

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership

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