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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

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Discount Market Sale

Discount Full Ownership

Shared Equity

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Renting Schemes

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Buying Schemes

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Older Persons Shared Ownership

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Discount Market Sale

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Deposit Unlock

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Love Living Homes

We’re passionate about helping you move into your dream home. Providing a bespoke service, our friendly team will stay by your side and make it easy for you to make the move into our unique homes that are built to last.

6 Properties

Cranbrook Rd, TN17 2DB

2 beds / 2 baths

Beautiful and spacious 2 Bedroom Home in high-demand area. Available for reservation!

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25.00% / Full price £395,000 / Deposit £4,938

Estimated monthly cost
£1,289

Monthly cost

Share 25.00% / Deposit £4,938

Rent £645

Service charge £108

Mortgage £536

Estimated monthly cost £1,289

Calculated using a representative rate of 4.78%

Share

Deposit

£

Brook Place

1 matching properties

See more from this development

2 Pebble Close, Cliffsend, Ramsgate, Kent, CT12 5HT

3 beds / 2 baths

Beautifully presented three bedroom semi-detached house

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £375,000 / Min deposit £4,688

Estimated monthly cost
£1,232

Monthly cost

Share 25% / Min deposit £4,688

Rent £627

Service charge £96

Mortgage £509

Estimated monthly cost £1,232

Calculated using a representative rate of 4.78%

Share

Deposit

£

5 Bedell Road, Thurnham, Maidstone, ME14 4GE

3 beds / 1 bath

Three bedroom mid-terrace house

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 35% / Full price £380,000 / Min deposit £6,650

Estimated monthly cost
£1,589

Monthly cost

Share 35% / Min deposit £6,650

Rent £759

Service charge £107

Mortgage £723

Estimated monthly cost £1,589

Calculated using a representative rate of 4.78%

Share

Deposit

£

Chantler Court, Duncalf Road, TN2 5GU

2 beds / 1 bath

Hollyfields Tunbridge Wells - Top Floor Two Bedroom Apartment

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Creine Mill Lane, CT1 2FP

1 bed / 1 bath

Located centrally to the city - one bedroom apartment

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

3 Sinton House, Pelman Way, KT19 8HP

2 beds / 1 bath

Two Bedroom First Floor Flat with Juliette Balcony

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £345,000 / Min deposit £6,900

Estimated monthly cost
£1,638

Monthly cost

Share 40% / Min deposit £6,900

Rent £544

Service charge £344

Mortgage £750

Estimated monthly cost £1,638

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 6 of 6 results

Available

£39,500

2 beds / 2 baths

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£93,750

3 beds / 2 baths

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£133,000

3 beds / 1 bath

Share 35%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£1,000

2 beds / 1 bath

Share 100%

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Available

£700

1 bed / 1 bath

Share 100%

Intermediate Rent

Intermediate Rent

Intermediate Rent is a scheme aimed at helping buyers who plan to save a deposit and purchase a property within five years, giving you the option to rent a new or refurbished home at a subsidised rate.
Learn more about Intermediate Rent

Available

£138,000

2 beds / 1 bath

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

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Buyers FAQs

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