You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.
• You have an income greater than £ 56022

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.
• You have an income greater than £ 57583

Shared Ownership Scheme

You may be eligible for this property if:

• Your income is £90,000 a year or less.
• You are a first-time buyer, you used to own a home but can't afford to buy one now, or you are an existing owner looking to sell.
• You are able to purchase a minimum share of 25% up to a maximum share of 75% (options to staircase to 100% ownership can be explored one year after completion)
• You do not own any other property within the UK or abroad. (You will need to sell any existing property owned before buying through the shared ownership scheme.)

As a guide you will need to have a household income of at least £50,539.You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx£12,500. Total approximate savings required £16,500.

Important borough specific eligibility criteria

Royal Borough of Kensington & Chelsea

Only Available to Applicants Living or Working in Kensington and Chelsea.

Applicants must be earning under £90,000 to be eligible for one-, two- and three-bedroom apartments.

If you are an existing homeowner, we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

Viewings are by appointment only. Please note Social Distancing measures need to be followed. Please contact our Resales e-mail address at sales.services2@southernhousing.org.uk for the vendors contact details or please call Mr M’Hamdi on 07585 843324 to arrange a viewing.

If you would like to apply for this Resale property after you have conducted a viewing, a PDF writable application form can be sent to you. Please email a fully completed application form to sales.services2@southernhousing.org.uk Please be advised that the application form must be signed and the third party consent box ticked as we must have your third party consent to be able to send your application form over to one of our financial advisers should you be selected for the property.

All completed application forms need to be returned to Southern HousingASAP - now on a first come first serve basis.

Please note that the successful applicant will be required to pay a £250 non-refundable reservation fee once offered the property.

Eligibility:

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum when eligible to purchase - this will include all members of the household whether they have joined the application or not. An exception would be the income of children under 18 and any other household members whose residence in the home is unlikely to be permanent.

You are unable to purchase a suitable home to meet your housing needs on the open market.

Be a first time buyer, if you are indeed a current home owner we can consider your application if your property is under offer and is going through the legal conveyancing process, evidence of this will need to be provided.

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum when eligible to purchase.

Priority allocation will be given to applicants registered on Wandsworth Council Homeownership waiting list. Please provide your reference number.

You are unable to purchase a suitable home to meet your housing needs on the open market.

You do not already own a home or you will have sold your current home before you purchase or rent.

To purchase this 25% minimum share you will need an average Minimum Joint household income of £52,778 and available savings of £9,250 for a 5% mortgage deposit.

Eligibility

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £90000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 25% minimum share you will need a minimum joint household income of £63182 and available savings of £15000 for a 10% mortgage deposit.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

To book a viewing please contact the vendor directly: Chris James chrisj91@live.co.uk 07704 848 293

Eligibility

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £90000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £90,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change.

** This home can also be purchased outright (100% of the value) which is £475,000 and a purchaser would not need to meet the eligibility criteria listed above.

You will need to be earning a guidance income of £57,713 You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £12,500 Total approximate savings required £16,500

Important borough specific eligibility criteria

Lambeth

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.