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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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67 Properties for sale

Butterfly Road, Nuneaton, CV10 3AE

3 beds / 2 baths

The Elmslie is a three bedroom semi-detached home within the Top Farm development, Available through Shared Ownership.

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40.00% / Full price £280,000 / Deposit £5,600

Estimated monthly cost
£1,062

Monthly cost

Share 40.00% / Deposit £5,600

Rent £385

Service charge £69

Mortgage £608

Estimated monthly cost £1,062

Calculated using a representative rate of 4.78%

Share

Deposit

£

25 Harvest Way, CV10 0FJ

3 beds / 2 baths

This property is a three bedroom semi-detached house.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 40% / Full price £260,000 / Min deposit £5,200

Estimated monthly cost
£1,037

Monthly cost

Share 40% / Min deposit £5,200

Rent £402

Service charge £70

Mortgage £565

Estimated monthly cost £1,037

Calculated using a representative rate of 4.78%

Share

Deposit

£

7 Palomino Close, Nuneaton, Warwickshire, CV11 7BD

2 beds / 1 bath

2 bedroom House with a private garden

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £245,000 / Min deposit £3,063

Estimated monthly cost
£847

Monthly cost

Share 25% / Min deposit £3,063

Rent £435

Service charge £79

Mortgage £333

Estimated monthly cost £847

Calculated using a representative rate of 4.78%

Share

Deposit

£

3 Botrill Court, CV11 5JS

3 beds / 3 baths

This property is a three bedroom mid-terrace house.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £185,000 / Min deposit £2,313

Estimated monthly cost
£792

Monthly cost

Share 25% / Min deposit £2,313

Rent £464

Service charge £77

Mortgage £251

Estimated monthly cost £792

Calculated using a representative rate of 4.78%

Share

Deposit

£

***UNDER OFFER*** 61 Kinross Way, LE10 0WF

3 beds / 2 baths

This property is a three bedroom semi-detached house.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 75% / Full price £250,000 / Min deposit £9,375

Estimated monthly cost
£1,192

Monthly cost

Share 75% / Min deposit £9,375

Rent £130

Service charge £43

Mortgage £1,019

Estimated monthly cost £1,192

Calculated using a representative rate of 4.78%

Share

Deposit

£

Elizabeth Coxhead gardens, LE10 0NU

2 beds / 1 bath

Modern retirement apartments in Hinckley, Leicestershire

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Share 50% / Full price £295,500 / Min deposit £1,478

Estimated monthly cost
£2,073

Monthly cost

Share 50% / Min deposit £1,478

Rent £526

Service charge £560

Mortgage £987

Estimated monthly cost £2,073

Calculated using a representative rate of 6.49%

Share

Deposit

£

***UNDER OFFER*** 11 Swansnest Grove, CV10 7GR

3 beds / 2 baths

This property is a three bedroom semi-detached house.

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 60% / Full price £240,000 / Min deposit £7,200

Estimated monthly cost
£1,042

Monthly cost

Share 60% / Min deposit £7,200

Rent £202

Service charge £58

Mortgage £782

Estimated monthly cost £1,042

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 7 of 67 results

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Available

£28,000

3 beds / 2 baths

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£104,000

3 beds / 2 baths

Share 40%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£61,250

2 beds / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£46,250

3 beds / 3 baths

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Under Offer

£187,500

3 beds / 2 baths

Share 75%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£147,750

2 beds / 1 bath

Share 50%

Older Persons Shared Ownership

Older Persons Shared Ownership

Older Persons Shared Ownership is for buyers aged 55 and over, helping those who are otherwise unable to purchase a home suitable for their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10% to 75% of the home.
Learn more about OPSO

Under Offer

£144,000

3 beds / 2 baths

Share 60%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

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Information about leasehold homes
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Older Persons Shared Ownership
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