You will need to be earning a guidance income of £73,500.You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £13,750.Total approximate savings required £17,750.

Important borough specific eligibility criteria

Enfield

All London applicants will be considered. However, those living and working in the borough of Enfield will be given priority

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

You will need to be earning a guidance income of £56,596.You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £16,000.Total approximate savings required £20,000.

Important borough specific eligibility criteria

Enfield

All London applicants will be considered. However, those living and working in the borough of Enfield will be given priority

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

Viewings by appointment only. Please note Social Distancing measures need to be followed. Please contact resales via e-mail Sales.Services2@southernhousing.org.uk for the vendors details.

Once you have viewed the property, if you wish to apply, application form attached to the viewing email, need to be returned to Southern Housing asap

Please note though that if a high volume of applications is received, the deadline might be brought forward.

*Please note the successful applicant will be required to pay a £250 non-refundable reservation fee once offered the property.

Am I eligible?

Shared Ownership is a part-buy, part- rent scheme that makes getting on the property ladder more accessible. Buyers will need to meet certain eligibility criteria to be able to purchase these homes. For those in London, there are maximum caps on income which means that your household must earn less than £90,000. The requirements also outline that purchasers cannot own any other properties and need to be a minimum of 18 years old.

Am I eligible?

Shared Ownership is a part-buy, part- rent scheme that makes getting on the property ladder more accessible. Buyers will need to meet certain eligibility criteria to be able to purchase these homes. For those in London, there are maximum caps on income which means that your household must earn less than £90,000. The requirements also outline that purchasers cannot own any other properties and need to be a minimum of 18 years old.

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000/£90,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £540,000 and a purchaser would not need to meet the eligibility criteria listed above.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.