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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

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Buying Schemes

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Discount Market Sale

Discount Full Ownership

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Deposit Unlock

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155 Properties for sale

The Verdean, Friary Road, W3 6AF

1 bed

Stylish homes designed for modern living, minutes from the Elizabeth Line and Acton's independent cafes, restaurants and parks | Receive up to £5,187 towards your deposit!*

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £415,000 / Min deposit £10,375

Estimated monthly cost
£1,301

Monthly cost

Share 25% / Min deposit £10,375

Rent £571

Service charge £215

Mortgage £515

Estimated monthly cost £1,301

Calculated using a representative rate of 4.42%

Share

Deposit

£

10 St Joseph's Street, SW8 4DN

1 bed / 1 bath

Bright and spacious one bedroom apartment on the 6th floor of 10 St. Joseph's Street, Battersea Exchange

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £550,000 / Min deposit £27,500

Estimated monthly cost
£2,170

Monthly cost

Share 50% / Min deposit £27,500

Rent £552

Service charge £254

Mortgage £1,364

Estimated monthly cost £2,170

Calculated using a representative rate of 4.42%

Share

Deposit

£

Brogan House, 9 St Josephs Street, SW8 4EU

2 beds / 2 baths

Beautiful 2 bed apartment has just come on the market

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £785,000 / Min deposit £9,813

Estimated monthly cost
£2,300

Monthly cost

Share 25% / Min deposit £9,813

Rent £967

Service charge £267

Mortgage £1,066

Estimated monthly cost £2,300

Calculated using a representative rate of 4.78%

Share

Deposit

£

Brogan House, St Josephs Street, SW8 4EU

2 beds / 1 bath

A Beautiful 2 Bedroom Apartment Available on Shared Ownership In Battersea

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £830,000 / Min deposit £20,750

Estimated monthly cost
£2,231

Monthly cost

Share 25% / Min deposit £20,750

Rent £900

Service charge £301

Mortgage £1,030

Estimated monthly cost £2,231

Calculated using a representative rate of 4.42%

Share

Deposit

£

Kilburn Park Road, London, NW6 5LB

1 bed / 1 bath

Ground floor one bedroom apartment in Westminster available through Shared Ownership 75% at £300,000- Full value of £400,000

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 75% / Full price £400,000 / Min deposit £30,000

Estimated monthly cost
£2,052

Monthly cost

Share 75% / Min deposit £30,000

Rent £224

Service charge £339

Mortgage £1,489

Estimated monthly cost £2,052

Calculated using a representative rate of 4.42%

Share

Deposit

£

Showing 5 of 155 results

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Available

£103,750

1 bed

Share 25%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£275,000

1 bed / 1 bath

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£196,250

2 beds / 2 baths

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£207,500

2 beds / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£300,000

1 bed / 1 bath

Share 75%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
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Mortgage affordability calculator
Mortgage comparison
Staircasing hub
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Buyers FAQs

Expert Help

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