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Interested in the Deposit Unlock scheme?
Find your pathway to homeownership
Share to Buy is the country’s leading property portal dedicated to affordable home-buying and rental schemes, including Deposit Unlock. If you’re interested in Deposit Unlock, affordable housing products and first time buyer schemes, you’ve found your space.
Here, you can learn about the Deposit Unlock scheme including eligibility and costs, search for Deposit Unlock properties, and take the next step in your home-buying journey.
Explore your housing options
Deposit Unlock isn’t the only affordable homeownership product on the market. Find out more about other buying and rental schemes on Share to Buy.
Deposit Unlock FAQs
Whether you’re just starting out or ready to take the next step, let us help you on your way by answering your Deposit Unlock questions.
Deposit Unlock is a scheme developed by the Home Builders Federation and reinsurance firm, Gallagher Re.
In order to protect themselves from the devaluation of new properties, mortgage lenders are often stricter on the amount they are willing to lend on newly built homes, often setting minimum required deposits of 15-25%. Deposit Unlock lets buyers put down a 5% deposit on a new-build home with the house builder paying to insure the mortgage to make lenders more comfortable about offering high Loan-to-Value (LTV) mortgages on new homes.
Learn more about Deposit Unlock
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