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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

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Discount Market Sale

Discount Full Ownership

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7 Properties for sale

19-21 Western Road, Southall, UB2 5JL

1 bed / 1 bath

Spacious second floor One bed flat in Southall offers a comfortable living in prime location

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Estimated monthly cost
£1,063

Monthly cost

Share 100% / Min deposit £20,500

Rent £0

Mortgage £1,063

Estimated monthly cost £1,063

Calculated using a representative rate of 4.85%

30 Addiscombe Grove, CR0 5BX

1 bed / 1 bath

Spacious one flat in Croydon with 3x Communal roof terraces, co-working space and secure cycle room.

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Estimated monthly cost
£1,140

Monthly cost

Share 100% / Min deposit £22,000

Rent £0

Mortgage £1,140

Estimated monthly cost £1,140

Calculated using a representative rate of 4.85%

Meridian House, Juniper Drive, SW18 1QS

1 bed / 1 bath

Spacious second floor flat in London is perfectly situated for those needing excellent transport connections

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £465,000 / Min deposit £5,813

Estimated monthly cost
£2,124

Monthly cost

Share 25% / Min deposit £5,813

Rent £1,151

Service charge £341

Mortgage £632

Estimated monthly cost £2,124

Calculated using a representative rate of 4.78%

Share

Deposit

£

Woodger Road, W12 8NW

1 bed / 1 bath

This charming third-floor One bed flat in

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Estimated monthly cost
£1,814

Monthly cost

Share 100% / Min deposit £35,000

Rent £0

Mortgage £1,814

Estimated monthly cost £1,814

Calculated using a representative rate of 4.85%

458 Forest Road, Walthamstow, E17 4PZ

1 bed / 1 bath

Ground floor One bed flat in Walthamstow enjoys a vibrant community setting with communal garden and two roof terraces

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Estimated monthly cost
£1,529

Monthly cost

Share 100% / Min deposit £29,500

Rent £0

Mortgage £1,529

Estimated monthly cost £1,529

Calculated using a representative rate of 4.85%

French House, 5 Cawnpore Street, SE19 1PF

2 beds / 1 bath

This delightful first floor flat in the heart of Crystal Palace

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 50% / Full price £400,000 / Min deposit £10,000

Estimated monthly cost
£1,786

Monthly cost

Share 50% / Min deposit £10,000

Rent £445

Service charge £254

Mortgage £1,087

Estimated monthly cost £1,786

Calculated using a representative rate of 4.78%

Share

Deposit

£

Spectacle Works, Jedburgh Road, E13 9LX

1 bed / 1 bath

This stylish ground floor flat in Plaistow benefits from excellent transport links

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25% / Full price £260,000 / Min deposit £3,250

Estimated monthly cost
£1,453

Monthly cost

Share 25% / Min deposit £3,250

Rent £920

Service charge £180

Mortgage £353

Estimated monthly cost £1,453

Calculated using a representative rate of 4.78%

Share

Deposit

£

Showing 7 of 7 results

Available

£205,000

1 bed / 1 bath

Share 100%

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Available

£220,000

1 bed / 1 bath

Share 100%

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Available

£116,250

1 bed / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£350,000

1 bed / 1 bath

Share 100%

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Available

£295,000

1 bed / 1 bath

Share 100%

Discount Market Sale

Discount Market Sale

Discount Market Sale is a low-cost homeownership product where a new-build property is purchased at a discounted price. This discount is usually around 20% to help low and middle-income earners who live in the local area.
Learn more about Discount Market Sale

Available

£200,000

2 beds / 1 bath

Share 50%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£65,000

1 bed / 1 bath

Share 25%

Shared Ownership Resale

Shared Ownership Resale

Shared Ownership Resale is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
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Staircasing hub
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Buyers FAQs

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