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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
Buying schemes
Learn about the home-buying, rental and saving schemes that can help you on your path to homeownership.
Buying schemes Renting schemes Saving and incentive schemes
- Lifetime ISA: Buying your first home
Buying schemes

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Scheme eligibility

What scheme(s) am I eligible for?

Some housing schemes have specific eligibility criteria. Select any of the filters below that apply to you, and this will eliminate schemes that you are not eligible for. This tool does not guarantee eligibility but can help you understand which options may be available to you.

I'm buying outside London

My household income is over £80,000

I currently own or part own a property and have no intention to sell

My deposit is between £0 and £5,000

I’m younger than 55

Eligible scheme types

See full details Scheme eligibility tool

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

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Discount Market Sale

Discount Full Ownership

Shared Equity

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Buying Schemes

Shared Ownership New Build

Shared Ownership Resale

Older Persons Shared Ownership

Older Persons Shared Ownership Resale

Discount Market Sale

Discount Full Ownership

Shared Equity

First Homes

Deposit Unlock

Private Sale

Renting Schemes

Intermediate Rent

Rent to Buy

London Living Rent

Discount Market Rent

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3 Properties for sale

4 Baddesley Close, NN11 8DB

3 beds / 1 bath

Three Bedroom Semi-Detached House

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Middlemore - Rent to Buy See more from this development

Foxgrove Path, South Oxhey, WD19 6YL

2 beds / 1 bath

Two Bedroom House

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25.00% / Full price £470,000 / Deposit £11,750

Estimated monthly cost
£1,438

Monthly cost

Share 25.00% / Deposit £11,750

Rent £808

Service charge £47

Mortgage £583

Estimated monthly cost £1,438

Calculated using a representative rate of 4.42%

Share

Deposit

£

Foxgrove Path See more from this development

Foxgrove Path, South Oxhey, WD19 6YL

1 bed / 1 bath

One Bedroom Apartment

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Share 25.00% / Full price £270,000 / Deposit £3,375

Estimated monthly cost
£921

Monthly cost

Share 25.00% / Deposit £3,375

Rent £464

Service charge £90

Mortgage £367

Estimated monthly cost £921

Calculated using a representative rate of 4.78%

Share

Deposit

£

Foxgrove Path See more from this development

Showing 3 of 3 results

Available

£840

3 beds / 1 bath

Share 100%

Rent to Buy

Rent to Buy

Rent to Buy enables aspiring homeowners to live in a home on an Intermediate Rent basis, with the property being let at a subsidised rate of 20% and a fixed rate of inflation. These lower rental costs can help you save towards your deposit throughout your tenancy.
Learn more about Rent to Buy

Available

£47,000

2 beds / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

Available

£27,000

1 bed / 1 bath

Share 10%

Shared Ownership New Build

Shared Ownership New Build

Shared Ownership is an affordable homeownership scheme where you purchase a share of a property and pay discounted rent on the remainder to a housing provider. Over time, you have the option to buy more shares and, in most cases, can staircase to 100% ownership.
Learn more about Shared Ownership

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Deposit Unlock
Discount Full Ownership
Discount Market Sale
First Homes scheme
HOLD
Older Persons Shared Ownership
Own New Rate Reducer
Shared Equity
Intermediate Rent
London Living Rent
Rent to Buy

Buyer Tools

Property search
First time buyer guide
Mortgage hub
Mortgage affordability calculator
Mortgage comparison
Staircasing hub
Staircasing calculator
Buyers FAQs

Expert Help

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Tembo: Lifetime ISAs and mortgage app
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